Finance
Books an owner can question
Double-entry accounts built for yachts: APA as a first-class object, owner statements derived from the posted ledger, and a three-way match standing between invoices and cash.
Dusk on the owner’s deck, the books already closed
Into the study, where approvals, budgets and the ledger stay live
Control at the moment money moves
Three-way match at payment time
Cash cannot leave against a PO-linked invoice that exceeds what was received, priced at approved order prices.
Supplier bank verification
Payments hold for suppliers with unverified bank details, and every change of account is logged. The quiet control against diverted payments.
APA with a lifecycle
Funding, spend, low balance, closing review, refund. The reconciliation covers every euro received and spent, receipts included.
Owner statements from the books
Figures derive from posted entries and travel by a revocable private link. No re-keying, no login screen for the owner.
Bank matching that explains itself
Statements arrive as CSV, CAMT.053, MT940 or a taught PDF layout, and match candidates come scored, with reasons.
Multi-currency with provenance
Every conversion keeps its rate and its date. A report can always say which rate produced which figure.
The ledger
The finance cockpit
Cash with provenance, receivables, payables and the close, on one screen that answers where every figure came from.
Cost assurance
Thirteen rules over your spend
Bunker deliveries against tank capacity, prices against benchmarks, bank changes just before payments. Findings, not hunches.
The statement the owner actually receives
Derived from posted books, issued with a control number, verifiable by hash. On paper because that is how it arrives.
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PDF document generators
4
bank statement formats
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finance registers