Owners & family offices
No surprises on the bill
A monthly account derived from posted books, variance by cost category, and a private link that opens on a phone. Proof of how the asset is run.
The asset, accounted for
Statements from the ledger
Opening balance, funds received, income, expenses, closing balance. Derived, not typed, and traceable to documents.
Budgets with a season’s shape
Twelve-month phasing, so the yard period does not read as an overrun and July does not read as a saving.
APA, reconciled
Every charter’s advance closes with a full reconciliation of funds and expenditure, receipts included.
Spend integrity scans
Thirteen detection rules over procurement, from prices above benchmark to deliveries exceeding tank capacity.
The record chain
Every figure traces to a work order, an invoice, a statement line. Ask the question; the chain answers.
Discretion by construction
Owner access is read-only, tokenized and revocable. No login, no seat, no access to the crew’s working records.
The statement, as you receive it
Opening balance to closing balance, category by category, with the receipts one question away.
The fuel line runs forty thousand high. The system flagged it before you asked.
- Scenarioprice above market benchmark
- Rulefuel above benchmark, 1 of 13
- EvidenceBDN price vs regional series
- Shownvariance % and excess EUR
The monthly PDF, retired
Most owners get a report. Few get an account. The difference is whether the figures are typed or derived.
Thirty pages of pasted tables, three weeks after month end.
Opening balance to closing balance, derived from the posted ledger when the period closes.
Figures typed into a template, reconciled by phone when they disagree.
Every figure traces to a journal line, an invoice, a work order. The chain answers the question.
The manager's format, the manager's currency, the manager's language.
Your currency and your language, English or Greek, down to the PDF artifact itself.
An attachment that anyone can keep forwarding.
A revocable tokenized link that opens on a phone. No login, no seat, read-only.
The APA balance taken on faith from a spreadsheet.
An eight-status APA lifecycle with closing review, refund and a reconciliation receipt by receipt.
Owning the yacht should not mean auditing it.
13
spend integrity rules
5
receivable aging buckets
3
cash forecast scenarios